Development of payments card market in the Republic of Tajikistan is one of the important factors in solution of problems on reduction of cash settlements and development of clearing settlements in filed of retail payments. For task solution the National Bank of Tajikistan implements measures for improvement of the payment system structure. The project of constructionof the ProcessingCentre of the National Payment System «ÊÎÐÒÈ ÌÈËËӢ» (Korti Milli) is realised.
At present 10 credit orqanizations of the RT perform issuance and (or) acquiring of payments card, 6 of thesecredit orqanizationsbecame participants of the National Payment System "ÊÎÐÒÈ ÌÈËËӢ" (Korti Milli). The number of issued payments card by credit institutions (data as of 01.03.2013) has made 548 thousand units that is more for 32,6% in comparison with last year. The share of cards of International payment system Visa International in total amount of cards issued bycredit institutions of the Republic of Tajikistan makes 42% that in quantitative measurement makes 232 879 units, the share of cards of Payment system MasterCard makes 2% (9 272 units) and the share of local cards makes 55% (303 077 units). The quantity of local payment cards has increased to 29,7% in comparison with the similar period of 2012.
Issuance structure of payment cards
The Principle members of payment cards issuing in circulation make the cards issuing in SSB of RT “Amonatbank”. The total correlation of payment cards issuing in circulation are40%.
Share of payments card issued by credit orqanizations of Republic of Tajikistan
On March 1, 2013 the payments card holders in the territory of the Republic of Tajikistan and beyond have conducted more 1 073 thousand operations in the amount of 598,7 mln. somoni (growth rates as against the similar period on March 1,2012 yearaccordingly made by number of operations 17,4%, by volume 54,8%).
Withintwo last years, it was noted a positive tendency of using of bank cards in view of payment for goods (work, services). A specific weight of number of operations in trade-service pointson March 1, 2013 has made 4%.
Number and volume of operations by using of payment card
Infrastructure was developed dynamically on acquiring of paymentscard.On March 1,2013 the number of facilities (electronic terminals) used by payment for goods and services as against last year increased by 63,3% and has made 276 units.
Dynamics of infrastructure development intended for implementation of operations by using of payment cards (units)
Infrastructure of payment card services basically is concentrated in Dushanbe and is under-developed in the country’s regions.
Territorial development of on payments card service
In view of the further systematic improvement of payment system of the RT, the NBT carries out a supervision of payment system of the country and arranges a number ofmeasures on maintenance of effective and uninterrupted activity of payment system of the RT.