Development of payments card market in the Republic of Tajikistan is one of the important factors in solution of problems on reduction of cash settlements and development of clearing settlements in filed of retail payments. For task solution the National Bank of Tajikistan implements measures for improvement of the payment system structure. The project of construction of the ProcessingCentre of the National Payment System «ÊÎÐÒÈ ÌÈËËӢ» (Korti Milli) is realised.
At present 12 of these credit orqanizations became participants of the National Payment System "ÊÎÐÒÈ ÌÈËËӢ" (Korti Milli). The number of issued payments card by credit institutions (data as of 01.01.2014) has made 761,3 thousand units that is more for 41,2% in comparison with last year. From this quantity of issued payment cards 41,8% are cards of National Payment System ”ÊÎÐÒÈ ÌÈËËӢ” (Korti Milli), 36,9% are cards of the International payment systems (Visa and MasterCard), 21,2% are payment cards of local systems of the credit organizations and 0,01% are the combined payment cards (UnionPay-NPS “ÊÎÐÒÈ ÌÈËËӢ” (Korti Milli)).
Issuance structure of payment cards
The Principle members of payment cards issuing in circulation make the cards issuing in SSB of RT “Amonatbank”. The total correlation of payments card issuing in circulation are47%.
Share of payments card issued by credit orqanizations of Republic of Tajikistan
On January 1, 2014the payments card holders in the territory of the Republic of Tajikistan and beyond have conducted more 8135thousand operations in the amount of 3 473mln. somoni (growth rates as against the similar period on January 1,2013 yearaccordingly made by number of operations 17,7%, by volume 15,9%).
A specific weight of number of operations in trade-service pointson January 1, 2014has made 4,2%.
Number and volume of operations by using of payment card
Infrastructure was developed dynamically on acquiring of paymentscard.On January 1,2014 the number of facilities (electronic terminals) used by payment for goods and services as against last year increased by 29,4% and has made 343 units.
Dynamics of infrastructure development intended for implementation of operations by using of payment cards (units)
Infrastructure of payment card services basically is concentrated in Dushanbe and is under-developed in the country’s regions.
Territorial development of on payments card service
In view of the further systematic improvement of payment system of the RT, the NBT carries out a supervision of payment system of the country and arranges a number ofmeasures on maintenance of effective and uninterrupted activity of payment system of the RT.