Development of payments card market in the Republic of Tajikistan is one of the important factors in solution of problems on reduction of cash settlements and development of clearing settlements in filed of retail payments. For task solution the National Bank of Tajikistan implements measures for improvement of the payment system structure. The project of construction of the ProcessingCentre of the National Payment System «ÊÎÐÒÈ ÌÈËËӢ» (Korti Milli) is realised.
At present 16 of these credit orqanizations became participants of the National Payment System "ÊÎÐÒÈ ÌÈËËӢ" (Korti Milli). The number of issued payments card by credit institutions (data as of 01.01.2015) has made 1 107,1 thousand units that is more for 45,4% in comparison with last year. From this quantity of issued payment cards 59% are cards of National Payment System ”ÊÎÐÒÈ ÌÈËËӢ” (Korti Milli), 29% are cards of the International payment systems (Visa and MasterCard), 12% are payment cards of local systems of the credit organizations and 0,03% are the combined payment cards (UnionPay-NPS “ÊÎÐÒÈ ÌÈËËӢ” (Korti Milli).
Issuance structure of payment cards
The Principle members of payment cards issuing in circulation make the cards issuing in SSB of RT “Amonatbank”. The total correlation of payments card issuing in circulation are58%.
Share of payments card issued by credit orqanizations of Republic of Tajikistan
On January 1, 2015 the payments card holders in the territory of the Republic of Tajikistan and beyond have conducted more 11 742 thousand operations in the amount of 4 458,6 mln. somoni (growth rates as against the similar period on January 1,2014 yearaccordingly made by number of operations 44,4%, by volume 28,4%).A specific weight of number of operations in trade-service pointson January 1, 2015 has made 8,5%.
A specific weight of number of operations in trade-service pointson January 1, 2015 has made 8,5%.
Number and volume of operations by using of payment card
Infrastructure was developed dynamically on acquiring of paymentscard.On January 1,2015 the number of facilities (electronic terminals) used by payment for goods and services as against last year increased by 25,9% and has made 432 units.
Dynamics of infrastructure development intended for implementation of operations by using of payment cards (units)
Infrastructure of payment card services basically is concentrated in Dushanbe and is under-developed in the country’s regions.
Territorial development of on payments card service
In view of the further systematic improvement of payment system of the RT, the NBT carries out a supervision of payment system of the country and arranges a number ofmeasures on maintenance of effective and uninterrupted activity of payment system of the RT.