The steady growth of credit volume for the five months of 2015 is proceeding. The total balance of credits in the end of May of the current year has made TJS 11072,7 million, which in comparison with the same period of the last year has increased on 28,7%. If analyze the structure of credits balance comprehensively, it will become that short term credits has made of 47,2% (TJS 5 227,6 million) and long-term credits has made 52,8% (TJS 5 845,1 million). The average weighted interests on credits in the banking system of the country for 5 months of current year in comparison with the corresponding period of previous year have decreased in national currency 1,96% and in foreign currency – 2,56%. Furthermore, the volume of issued small credits in comparison with the corresponding period of previous year has grown by 6,5%. Including, microcredits has been given out in the remote mountain regions, that in comparison with the similar period of the last year is more on 3,4%.