Development of the payment card market

Development of the payment card market

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Growth dynamics of bank payment cards


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Share of bank payment cards by payment systems


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Share of bank payment cards by regions of the republic 


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Credit financial institutions have installed 2654 ATMs and 3597 electronic terminals at cash supply points (CSPs) to provide cash to bank payment card holders. These indicators are 36.3% and 28.6% higher than the same period in 2023. In addition, as of the reporting period, 7,939 POS terminals were installed at trade and service points for accepting non-cash payments for goods and services, which is 71.2% more than the same period in 2023. Also, 16,472 QR codes were installed in trade and service enterprises, compared to the same period in 2023, their number decreased by 17.8%. The reason for the decrease in the number of QR codes is the transition to a single QR code.

The number of automatic self-service terminals equaled 10,291 units as of the reporting date.

Dynamics of payment infrastructure development (units)


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Infrastructure for accepting and servicing payment cards by region of the Republic of Tajikistan

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Transactions using electronic means of payment and the share of non-cash payments


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During January-June 2024, non-cash transactions using electronic means of payment (bank payment cards and electronic wallets) increased in number by 91.6% and by 2.3 times in the volume of payments made.