The National Bank of Tajikistan warns that fraudsters have recently been distributing malicious files in ".apk" format via social media, messaging apps like Telegram and WhatsApp, and other communication channels.
These files may be disguised as banking applications, documents, receipts, wedding invitations, photographs, or other types of information. Downloading and installing such files can grant fraudsters access to your mobile phone, personal information, SMS messages, banking apps, and digital wallets, potentially leading to the theft of your funds.
To protect your money and personal information, the National Bank of Tajikistan recommends the following:
- Never download or install ".apk" files received via Telegram, WhatsApp, or any other unknown or unverified source;
- Do not click on suspicious links sent through messaging apps, SMS messages, or email;
- Never share your PIN, password, one-time SMS code, or any other banking information with anyone;
- Carefully verify the source of any message or ".apk" file, even if it appears to come from someone you know, a bank, a government agency, or another institution.
Remember: employees of financial institutions will never ask customers to provide a PIN, password, or one-time verification code, nor will they suggest installing third-party or unofficial applications.
If you have already installed a suspicious file, or if you suspect that your banking details have been accessed by third parties, contact the financial institution that provides your services immediately.
The National Bank of Tajikistan urges citizens to remain vigilant and cautious when using digital banking services.
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02.10.2026
