Development of the payment card market

Development of the payment card market

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Growth dynamics of bank payment cards


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Share of bank payment cards by payment systems


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Share of bank payment cards by regions of the republic 


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Credit financial institutions have installed 3,005 ATMs and 3,817 electronic terminals at cash supply points (CSPs) to provide cash to bank payment card holders. These indicators are 34.2% and 9.3% higher than the same period in 2023. In addition, 8,138 POS terminals were installed at trade and service points for accepting non-cash payments for goods and services, which is 17.3% more than the same period in 2023. Also, 19,918 QR codes were installed in trade and service enterprises, compared to the same period in 2023, their number increased by 58.6%.

For the reporting period, 9,107 self-service terminals were installed for replenishing bank accounts, payment cards and electronic wallets, as well as for performing other payment acceptance operations.

Dynamics of payment infrastructure development (units)


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Infrastructure for accepting and servicing payment cards by region of the Republic of Tajikistan

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Transactions using electronic means of payment and the share of non-cash payments


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During 2024 year, non-cash transactions using electronic means of payment (bank payment cards and electronic wallets) increased in number by 61.7% and by 2.0 times in the volume of payments made.