Development of the payment card market



Development of the bank payment card market

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Growth dynamics of bank payment cards

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Share of bank payment cards by payment systems

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Share of bank payment cards by regions of the republic

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Share of bank payment cards by regions of the republic

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Credit financial institutions have installed 3 453 ATMs and 4 991 electronic terminals at cash supply points (CSPs) to provide cash to bank payment card holders. These indicators are 14.9% and 30.8% higher than the same period in 2024. In addition, 9 017 POS terminals were installed at trade and service points for accepting non-cash payments for goods and services, which is 10.8% more than the same period in 2024. Also, 28 762 QR codes were installed in trade and service enterprises, compared to the same period in 2024, their number increased by 44.4%.

The number of automatic self-service terminals equaled 7 330 units as of the reporting date.

Dynamics of payment infrastructure development (units)

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Infrastructure for accepting and servicing payment cards by region of the Republic of Tajikistan

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Status of non-cash payments

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Transactions using electronic means of pa yment and the share of non-cash payments

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Non-cash transactions using electronic means of payment (bank payment cards and electronic wallets) increased in number by 47.1% and by 39.8% in the volume of payments made.

In December 2025, the share of cashless payments made using electronic payment instruments (payment cards and electronic wallets) amounted to 38.9 percent, increasing by 9.4 percentage points compared to the same period of the previous year.