Development of the payment card market


023.jpeg

Growth dynamics of bank payment cards


024.jpg


Share of bank payment cards by payment systems


025.jpg


Share of bank payment cards by regions of the republic


026.jpg

Credit financial institutions have installed 3 665 ATMs and 5 413 electronic terminals at cash supply points (CSPs) to provide cash to bank payment card holders. These indicators are 17.2% and 49.8% higher than the same period in 2025. In addition, 9 141 POS terminals were installed at trade and service points for accepting non-cash payments for goods and services, which is 8.6% more than the same period in 2025. Also, 31 090 QR codes were installed in trade and service enterprises, compared to the same period in 2025, their number increased by 42.9%.

The number of automatic self-service terminals equaled 7 470 units as of the reporting date.


Dynamics of payment infrastructure development (units)

027.jpg


Infrastructure for accepting and servicing payment cards by region of the Republic of Tajikistan

028.jpg

Status of non-cash payments

During this period, the share of cashless payments for goods and services using electronic payment instruments amounted to 42.4 percent overall, increasing by 11.8 percentage points compared to the same period of 2025.


Transactions using electronic means of pa yment and the share of non-cash payments

029.jpg

Cashless transactions using electronic payment instruments (bank payment cards and electronic wallets) increased by 158.4 percent in terms of number and by 74.3 percent in terms of the volume of transactions carried out.